WizardsLabs
For trust companies · MMXXVI

Lacre

An Enterprise Knowledge Platform powered by Artificial Intelligence

It connects to the systems your trust company already uses — Odoo, Google Drive, shared folders — and answers any question about the operation in natural language, always with the source cited.

Replaces nothing Migrates nothing Requires no tidying up first
First · The problem

The information exists —
spread across four different places

In a typical trust company, the books live in Odoo, contracts and deeds in Google Drive or shared folders, deadline tracking in Excel spreadsheets, and instructions and approvals in email. Day to day, it looks like this:

Legal obligation

Accountings

Argentina's Civil and Commercial Code (sec. 1675) requires accounts to be rendered at least once a year — and settlors ask for them more often. Every one is built by hand.

Compliance

UIF and ARCA

Trustees are obligated subjects before the UIF, Argentina's anti-money-laundering authority (Law 25,246): client files, risk matrix, reports. Plus ARCA's information regimes. All of it means pulling data from several sources.

Operational risk

Deadlines

Trust terms, insurance policies, guarantees, renewals. Today they depend on spreadsheets and the team's memory — and a single missed date is expensive.

Time lost

Case files nobody can re-read

“What does the termination clause say?” means finding the right PDF and reading it whole. Multiplied by dozens of trusts.

Human risk

Knowledge living in heads

The operation depends on two or three people remembering where everything is. One leave of absence or one resignation stalls everything.

Consequence

Slow answers

The settlor asks and the answer takes days — not because the data is missing, but because someone has to go hunt it down.

Second · The solution

The same question,
with Lacre in the middle

Lacre connects to the existing sources and queries them all at once. Documents never move from where they are: the platform builds a smart index that knows where everything is and what it says.

Capability 1

Document search

Ask about contracts, minutes and case files. The answer cites the document, the clause and the exact page.

Capability 2

Odoo queries

Balances, payments, invoices and projects in natural language, without knowing Odoo and without asking anyone for the report.

Capability 3 · the differentiator

Cross-source queries

Combine Odoo numbers and contract clauses in a single question. No generic tool can do that.

Third · In practice

What a real query looks like

Three examples, from the simple to what is outright impossible today without hours of work:

Lacre Sample query
Which payments are pending for the Torre Alvear Trust?
There are 3 pending payments totalling $24,250,000:
  • Construction certificate No. 14 — $18,400,000 — due Aug 8, 2026
  • Builder's all-risk insurance — $3,750,000 — due Aug 15, 2026
  • July trustee fees — $2,100,000 — 3 days overdue
Odoo · Accounts payable
What does that trust's early-termination clause say?
Early termination is governed by clause 14.2:
“This trust may be terminated early by unanimous decision of the Beneficiaries' Committee, notified to the Trustee no less than sixty (60) calendar days in advance, subject to prior settlement of the obligations assumed with third parties…”
Contrato_Torre_Alvear.pdf · clause 14.2 · p. 23
Which trusts expire next quarter, and which ones renew automatically?
3 trusts expire between August and October. I checked the term clause in each contract:
TrustExpiresAuto-renewal
Torre AlvearSep 15, 2026Yes — clause 3.4 (24-month extension)
Mitre 1450Oct 12, 2026Yes — clause 2.7
Los NogalesOct 30, 2026No — requires a signed addendum
I suggest starting the Los Nogales addendum as soon as possible: the contract requires prior agreement of the parties 45 days in advance (clause 3.1).
Odoo · Trusts 3 contracts consulted

Fictional data, for illustration. In production, answers are generated from the trust company's real data and documents.

The third query is the key: it needs to read Odoo (dates and statuses) and the contracts (term clauses) at the same time. Today that is an afternoon's work for someone who knows the files. Here it is seconds, with verifiable sources.

Fourth · How it works

Three steps, and nothing moves

It never makes things up in a confident tone. No verifiable source, no answer — that is design rule number one, made for a regulated entity.

Fifth · Where it saves money

The math is simple:
hours that today go to searching

Typical times for frequent tasks, before and after:

Finding a clause or a data point in a case file

Today
20–40 minutes
Lacre
< 1 min

Full status of a trust

Today
1–2 hours across 4 systems
Lacre
minutes

Preparing an accounting

Today
2–4 days of manual assembly
Lacre
automatic draft + ½ day of review

Answering a settlor's information request

Today
days
Lacre
same day
Illustrative estimate

An example in round numbers

Administrative / fiduciary team 5 people
Daily time lost per person searching and cross-checking information ~45 min
Team hours per month ~80 hours
Equivalent half a full-time position dedicated to searching

The math is run with each trust company's real numbers during the pilot. And it leaves out the most expensive part: a single missed deadline — an unrenewed policy, an expired term, a late addendum — can cost more than a whole year of the platform.

Indirect savings

Less dependence on key people

The knowledge of “where everything is and what it says” stays in the platform. A leave or a resignation no longer stalls the operation, and new staff become productive in weeks, not months.

Indirect savings

Compliance with less friction

Files with missing items flagged automatically, supporting documents locatable in an instant during an inspection or audit, and information regimes prepared in minutes instead of days.

Indirect savings

Scaling without adding structure

Managing more trusts today means hiring more people to search and cross-check information. With the platform, the same team absorbs more operation.

Indirect savings

Better decisions, faster

Management checks the real state of the business in the moment, without waiting for someone to build the report.

How would this math come out with your trust company's numbers?

Book a 20-minute call
Sixth · A concrete case

The accounting,
from days to half a day

The heaviest task in the fiduciary calendar, step by step. Lacre gathers; the trust officer reviews and signs — professional judgement stays human.

Seventh · Security and control

Designed for those who manage
other people's assets

Your documents never move

Everything stays in the trust company's current infrastructure and accounts. The platform stores only the index and the references.

Your data trains no AI

Processing runs under a no-training contract and a data-protection agreement. If internal policy demands it, an on-premises installation is available.

Each user sees only their own

Existing permissions are respected: every search filters first by the user's permissions and only then by relevance.

Everything is logged

Every query and every access is audited. Before a regulator or an audit, you can show who asked what, and when.

Eighth · Where it can evolve

The foundation stays installed;
modules are added on top

With the platform running, each new module reuses the same index and the same connections. The same goes for connectors: today's integration is Odoo, and Tango, SAP or whichever system the firm runs can be added next:

Module

Compliance Agent

Tracking of UIF files and regulatory deadlines, and assisted preparation of ARCA's information regimes.

Module

Legal Agent

Contract review and comparison, detection of atypical or missing clauses before signing.

Module

Executive Agent

An automatic periodic brief for management: upcoming deadlines, deviations, critical pending items — with nobody having to build it.

Module

WhatsApp and email alerts

Proactive notices of deadlines and pending items, and quick queries from the phone through the channels the team already uses.

Ninth · How to start

A contained pilot,
four to six weeks

No migrations, no process changes, no long-term commitment. Contained scope and a fixed price: one document source, one set of trusts, limited users.